Hardworking people will be more financially secure in the year ahead.
That’s the verdict of the Institute of Chartered Accountants in England and Wales, and it shows that our plan is helping families across the country (Telegraph, 6 Mar 2015).
With wages rising and inflation at a record low, people will have more money in their pockets and family budgets will go further.
The ICAEW estimates that workers will on average be £400 better off this year and that employment will continue to rise, as more people move into work and get on in life.
Since 2010, we’ve been working through our long-term economic plan. By taking difficult decisions, we’ve been able to reduce the deficit while creating jobs and cutting taxes for hardworking people.
Thanks to our plan and the hard work of the British people, ours was the fastest growing major economy last year – and is predicted to grow even faster this year.
But with many risks to the recovery, we need to keep the plan going – so we continue the progress we’ve made as a country and secure a better future for you, your family and for Britain.
Everyone who works hard deserves a home of their own.
So we're creating 200,000 new Starter Homes and helping families onto the housing ladder with Help to Buy.
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Help to Buy, our policy to cut the cost of a deposit for a house, is helping tens of thousands of people buy their own home:
- Since 2013, over 88,000 people have purchased their own home with Help to Buy
- Over 80% of those are first-time buyers
- The average price of a Help to Buy home is £185,000, far below the national average – showing that the policy is helping those who need it most
- 94% of Help to Buy sales have been outside London – showing that it’s a policy that benefits the whole country
- Over half of Help to Buy homes have been new-builds – an encouraging sign that, with the economy growing, housebuilders have the confidence to build more homes
These strong figures follow our commitment to build 200,000 new Starter Homes for first-time buyers, and the news that enough public-sector land has been made available to build over 100,000 new homes in England.
Our plan for housing is helping more people achieve their dream of owning their own home and giving security to hardworking families across the country.
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New figures from the Institute for Fiscal Studies, the independent think tank, show that average household incomes are back to pre-recession levels. And with wages forecast to grow faster than inflation this year, experts expect living standards to rise further in 2015.
The IFS is also clear that income inequality is lower than in 2010, when Labour were last in power, and that pensioner poverty is at record low levels.
It’s another major milestone for the economy and shows that our long-term economic plan is working and ensuring families are more financially secure.
But the plan isn’t finished and, as the IFS warn, our economy is more vulnerable if we don’t deal with our debts.
Labour have no plan other than more spending, more borrowing and more debt. That would mean chaos for the economy – and hardworking families would pay the price with higher taxes, falling living standards and a less secure future.
We can’t put the progress we’ve made as a country at risk by abandoning the plan that’s got us this far.
SHARE this post and let’s keep the plan going – for a stronger economy, higher living standards and a better future for families across Britain.
Britain’s security could be put at risk by Labour.
75% of Labour candidates at the election are against renewing Trident – our country’s last line of defence (New Statesman, 3 Mar 2015).
In an uncertain world, the need for our independent Continuous-at-Sea nuclear deterrent is greater than ever.
But Labour candidates are overwhelmingly against renewing Trident. And in Labour’s target seats – those constituencies where Labour think they have a good chance of winning – the number of candidates against Trident rises to 80%.
Labour’s opposition to Trident makes a post-election deal between Labour and the SNP an even bigger threat, with Alex Salmond demanding that Britain’s unilateral disarmament be part of any Labour-SNP coalition.
The prospect of Ed Miliband and Alex Salmond in Downing Street, giving up Britain’s last line of defence, is all too real if the Conservatives don’t win the election.
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A home is about more than bricks and mortar; it’s about the sense of security for you and your family.
That's why we're building a Britain where everyone who works hard can own a home of their own. SHARE to let friends know.
Since 2010, we’ve been turning Britain’s economy around - cutting the deficit, backing small businesses and enterprise, helping to create jobs. And last year, ours was the fastest growing major economy.
But Labour’s plans for more spending, more borrowing and more debt would wreck all the progress Britain has made – and see hardworking taxpayers hit with higher taxes.
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If you work hard, you deserve a home of your own.
A home is about more than bricks and mortar; it’s about the sense of security for you and your family, and the opportunity to get on in life.
But too often people have been denied that opportunity.
So we are committed to building a Britain where everyone who works hard can have a home of their own:
- Keeping mortgage rates low so families are more financially secure
- Building more homes that people can afford, including 200,000 new Starter Homes exclusively for first-time buyers under 40
- Extending the Help to Buy scheme to 2020 to help more people onto and up the housing ladder
- Giving more people the chance to own their home by backing the Right to Buy – and ensuring more security for those who rent
- Ensuring local people have more control over planning and protect the Green Belt
On Starter Homes, new rules will cut planning red tape, which means that developers can sell Starter Homes for 20% less than the normal price. That will help tens of thousands of first-time buyers realise the dream of owning their own home.
Our long-term economic plan is building a Britain that rewards work – where if you put in, you will get out. By building more homes and helping more people onto the housing ladder, we’re giving security to hardworking families across the country.
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Watch this video to see how we're helping hardworking families have the security of owning their own home - and then SHARE to let everyone know.
Labour are in chaos on tuition fees.
Their new policy on tuition fees has already unravelled, and has been roundly criticised by experts for:
1. Benefitting the wealthiest graduates the most
Labour’s policy will benefit wealthier graduates the most.
As the Institute for Fiscal Studies, the independent think tank, says: 'Mid-to-high-income graduates are the primary beneficiaries of this reform, with the very highest earners benefiting the most...Most lower earning graduates will be unaffected' (IFS, Labour’s higher education funding plans, 27 Feb 2015).
Martin Lewis of Moneysavingexpert.com agreed that 'only affluent graduates will gain' and that the policy 'stems from an illiteracy about how student finance works' (Daily Telegraph, 26 Feb 2015).
2. Being bad for universities and bad for the economy
By putting funding for higher education at risk, Labour’s policy would hit universities, the economy - and therefore students.
A group of Britain’s top academics warns Labour’s policy would ‘damage the economy...and risks the quality of education for all’ (Times, 2 Feb 2015).
Sir Keith Burnett, Vice-Chancellor of the University of Sheffield, says the policy is ‘disastrous’ and ‘would make it difficult to provide the stuff our students need’ (BBC News, 27 Feb 2015).
Properly funded universities are vital for a stronger economy, giving people the skills they need to get on in life. Labour’s policy would put our economy and a better future at risk.
3. Showing – yet again – that Labour would hit hardworking people with more taxes
Labour say their tuition fees policy will be paid for by reducing pension tax relief.
That means a policy that benefits better off students would be paid for by a new tax on pensions, hitting many people on middle incomes – including nurses, teachers and firefighters.
Such a move is more evidence that Labour aren’t on the side of hardworking taxpayers.
Labour’s latest poorly-thought-through policy - which will hit students, universities and hardworking taxpayers - is yet another example of the chaos Britain would face under Ed Miliband.
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