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With the Government’s new Help to Buy: ISA thousands more people will be given the opportunity to own their own home.

Since Labour’s financial crisis first-time buyers who are doing the right thing have struggled to save for a home of their own.

That’s why we’re backing working people who are saving up for their first home by offering an unprecedented bonus on the money they save in a dedicated Help to Buy: ISA.

Under the scheme first-time buyers will be able to save up to £200 a month, which the Government will then top up by 25 per cent, up to a maximum of £3,000. In the first month you can put in up to £1,200.

So as long as you’re prepared to use the money saved to use towards a deposit on a home, for every £200 that you put in, the Government will give you an extra £50.

We’re delivering on our plan to help people across Britain achieve their dream of owning their own home and to ensure economic security at every stage of your life.

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To protect our economic security, we are taking the difficult decisions to live within our means and bring our debts down. The public spending plans set out today will mean that we will reach a surplus of £10.1 billion in 2019/20 – that’s higher than was forecast at the Budget and means Britain will be out of the red and into the black.

To protect our national security, we are defending our country’s interests abroad and keeping our citizens safe at home.

There will be no cuts in the police budget with real terms protection for police funding and we will deliver on our commitment to spend 2 per cent of our national income on defence.

We are going to fund, in full, the Five Year Forward View that the NHS itself put forward as the plan for its future with the first £6 billion delivered up-front next year.

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We will deliver the biggest real terms increase to the basic State Pension in 15 years.

Thanks to our commitment to the triple lock, next year the basic state pension will rise by £3.35 to £119.30 a week.

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We will deliver the biggest housebuilding programme by any government since the 1970s with a doubling of the housing budget to over £2 billion a year.

Our bold plan to back families who aspire to buy their own home will deliver 400,000 new affordable homes by the end of the decade.

We will see a real terms protection of schools budget.

We will maintain funding for free infant school meals, protect rates for the pupil premium, and increase the cash in the dedicated schools grant.

We’re also going to open 500 new free schools and University Technical Colleges, and invest £23 billion in school buildings and 600,000 new school places.

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We will deliver the largest ever investment in free childcare so working families get the help they need.

From 2017, we will fund 30 hours of free childcare for working families with 3 and 4 year olds. We’ll support £10,000 of childcare costs tax free and to support nurseries delivering more free places for parents we’ll increase the funding for the sector by £300 million.

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The percentage of young people not in education, employment or training has fallen, once again, to its lowest level ever. This means that more young people are getting the skills they need to succeed and get on in life, with the opportunity to earn or learn.

As youth unemployment continues to fall, more young people are starting their adult life with the dignity and security of work, rather than welfare.

And with 2.4 million more apprenticeships started since 2010, we’re ensuring that more young people are getting proper training and the prospect of a better future.

Over the next five years we’ll continue to offer young people the best possible start in life, by creating 2 million more jobs and 3 million more apprenticeships.

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At 73.7% our employment rate has never been higher. We are moving further towards the goal of full employment that we set out in our manifesto.

Every person who gets a job is another person in our country with the security of a regular pay and the stability that comes with work.

Not only are more people in work than ever before, wages are rising faster than inflation. That means more money to spend as you choose, so that you can provide for you and your family.

But we cannot rest. With over 700,000 job vacancies, we have an opportunity to help unemployed people back into work. And we must guarantee our economy creates new jobs by ensuring we have a government that lives within its means and our economic recovery is sustained.

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